Where have the last six months gone? It feels like just yesterday I was in the Christmas spirit enjoying downtime with family and friends and now it’s June 2016.
Throughout my career navigating property and finance for over ten years, June has consistently been one of my busiest months.
With every passing year I’ve discovered a trend regarding the behaviour of successful people when it comes to the end of the financial year.
It’s become clear to me that fiscally responsible types tend to use this time to review and improve their financial situation.
One of the aspects of life that I find very weird is how quickly we are as humans to re-evaluate our wardrobe or looks but sparingly our financial situation.
In an age where interest rates are low as banks hunt new business, sadly, we often set and forget loans despite the fact we can save money by re-assessing previous arrangements.
Currently, banks offer an interest rate under 4% and the biggest saving general punters can make is from their mortgage.
For example; if you have a $500,000 loan at 5.07% and you find a realistic rate of 3.74% elsewhere, you’ll save $116,250 over 25 years assuming you’re five years into a 30-year term.
And that’s just from a mortgage!
If you have other outstanding debts like credit cards or personal loans, both of which can come with crippling repayments, you can save even more money by finding a better rate.
But how? Admittedly not everyone is an expert in finance.
This is where I can help you find the best interest rates. For more than a decade in person, over a phone call or on Skype, I’ve done this for thousands of clients.
I look at your incomings and outgoings and draw up a map for clients to follow to get them where they want to be financially – and, most importantly, save money along the journey.
Take your first steps towards financial freedom at the end of June 2016. Drop me an email on firstname.lastname@example.org and let me guide you through the opportunity to save money.